Bank transfer or online payment? An easier shopping experience for the Abaya store

Bank transfer or online payment? An easier shopping experience for the Abaya store

Compare bank transfers and online payments for an abaya store, organize payment confirmation, size reservations, tailoring, and refunds, along with a template for instructions and steps to activate payment.

Compare bank transfers and online payments for an abaya store, organize payment confirmation, size reservations, tailoring, and refunds, along with a template for instructions and steps to activate payment.

تم النشر 3 days ago

8 min read

Mohammed Al-Anazi

Product Manager at Salla

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Compare the payment method from both the customer's and the store's perspective, and specify when the size is reserved and when tailoring begins. Structured payment links the amount to a clear order that can be tracked.

Compare the payment method from both the customer's and the store's perspective, and specify when the size is reserved and when tailoring begins. Structured payment links the amount to a clear order that can be tracked.

Online payment for an abaya store links the payment to the order and helps you track its status without gathering all the details from chats. On the other hand, direct bank transfers usually require matching the amount to the order before processing. You can provide both methods, but choose a clear path for the customer and specify when the size is reserved and when the abaya production begins.

Imagine a customer chose an abaya, asked about the length, and agreed on the price. You sent her the account details, and then you moved on to another order. In the evening, you receive a picture of a receipt without an order number. Did this customer pay? Which abaya does she want? And is the size still available?

The sale here is close to completion, but confirming it now requires another round of messages. Therefore, payment deserves to be reviewed as part of the purchasing experience, along with photos, sizes, and shipping.

What is the difference between bank transfer and online payment when buying an abaya?

Bank transfer here refers to direct transfer to the store's account and then reviewing it. Online payment refers to paying through an enabled method on the checkout page, such as cards or wallets available to the store.

مقارنة التحويل البنكي والدفع الإلكتروني لطلب عباية

What happens?

Direct Bank Transfer

Online Payment within the Store

Customer Steps

Goes to the bank app, transfers, and then submits the transfer reference as instructed.

Selects the method and completes the required verification during payment.

Payment Confirmation

Requires matching the received transfer with the order.

The transaction result from the payment provider appears linked to the order.

Incomplete Order

May remain pending transfer or review.

May stop due to transaction rejection, interruption, or the customer leaving the step.

Start of Preparation

After the store verifies receipt of the amount and completion of details.

After verifying a successful payment status and completing the order requirements.

Fees and Follow-up

Bank fees and actual matching time are reviewed.

Method fees, settlement terms, and refund conditions are reviewed.

Some of your customers may prefer bank transfers because they are used to it. You do not need to change this habit with a sudden decision, but you can provide an easier path for those who want to complete their order directly.

Should bank transfers be canceled from the abaya store?

Make the decision based on actual orders. If you have customers who need transfers, keep it with short instructions and a consistent matching method. If it consumes too much time or leaves pending reservations, start directing new orders to the payment page.

Review a sample of your recent orders: How many orders were completed? How many orders waited for review? How many times did the team request a receipt, order number, or amount difference? These details show whether the method serves the sale or complicates it.

What do you write to the customer when they choose transfer?

To complete your order number [Order Number], please transfer the amount of [Amount] to the account shown in the payment instructions inside the store, and attach the transfer reference in the specified place. The holding period for the order before confirmation is [Approved Period]. We will confirm receipt of the amount after reviewing it, and then send you the preparation update. If you need help, contact us stating the order number.

Use this text after defining the duration and procedure in your store. Do not promise an automatic reservation you haven't tested, and do not consider the receipt image alone as confirmation of the amount reaching your account.

Why do ready-made and custom-made abayas need different payment rules?

Ready-made Abaya: When is the size reserved?

If only one piece of a certain length remains, holding it for an unpaid order may prevent its sale. On the other hand, confirming the order without knowing the quantity might force you to apologize to a customer who has already paid.

Determine how long an unpaid order is held, and understand when the system deducts or returns the quantity. Test this in your store instead of assuming every payment method works the same way.

Custom-made Abaya: Are specifications complete as well?

The arrival of the amount is not enough to start cutting if the measurements or modifications are missing. Make the condition for starting production clear: confirming the agreed deposit, adopting specifications, and determining the preparation period.

If your order relies on a deposit or installments, write what each payment covers and when it is due, and make sure the collection method you use supports the agreement. To compare models, review Ready-made vs Custom-made to Order.

How do you set up online payment on Salla?

Salla displays methods such as mada, Visa, Mastercard, and Apple Pay, as well as buy-now-pay-later solutions like Tabby and Tamara. Choose from the payment solutions what suits your customers, based on the availability of the method and its activation requirements for your activity.

Start by reviewing the suitable package, as Salla includes online payment in Plus and above packages. Then follow the steps to activate online payments, and review the fee calculator on an order value close to your abaya prices.

  1. Complete the activation requirements shown in your account.

  2. Activate the methods you will use, and review their restrictions and terms.

  3. Test the final price and the appearance of the appropriate payment method from your mobile.

  4. Review the transaction result in the order and the message received by the customer.

  5. Learn how to review a failed transaction or a refund before receiving orders.

Create your abaya store on Salla and set up the payment experience.

What do you do when the payment status does not match what the customer says?

حالات دفع منظمة لطلبات العبايات

The customer might say that the amount was deducted while the order does not appear as paid. Start with the order number and transaction reference, then review the transaction status with the payment provider or support. Do not ask her to repay directly before understanding what happened, and do not create a refund twice due to repeated chats.

Status

Actionable Step

Order awaiting transfer

Review the deadline and payment instructions, and verify the received amount before confirmation.

Successful payment and complete details

Move the order to preparation according to your announced schedule.

Successful payment and missing sizes

Complete the specifications before tailoring, and inform the customer about what is missing.

Deduction visible to the customer and unresolved status

Review the transaction reference with the payment provider before recollecting or processing.

Refund requested

Follow the approved policy, document the amount, reference, and status, and notify the customer of the update.

These are business cases that help you organize, and their names may differ within the system. The important thing is that the team knows the procedure associated with each status and who follows up on it.

How do you calculate the cost of payment without ignoring your time?

Compare the method fees with the time required to confirm the order, and do not assume that direct transfer is free just because there are no payment gateway fees.

Hypothetical mathematical example: If reviewing the transfer takes four minutes per order, and you have 60 orders of this type, matching consumes 240 minutes, which is four hours. This example does not estimate your store's sales, but it helps you convert recurring time into a number you compare with the cost of alternatives.

Also, review the schedule for transferring payment dues to your account and the refund fees and conditions. The success of the customer's payment and the settlement of the amount to the merchant's account are two different events; plan the purchase of fabric and packaging according to the actual dates of your provider.

Is the problem with the payment or the information before it?

If customers are dropping off at checkout, examine what appears at that moment. Did they discover an unexpected shipping cost? Is the preparation period longer than they understood? Did they need to ask a question about size? Improving the payment method alone will not fix an incomplete description.

Payment reports in Salla help you review the payment methods used, sales values, fees, and payment results. Compare similar periods, and separate transaction failure from an order where the customer did not even reach the payment attempt.

  • Monitor orders that require manual matching, and the time they take.

  • Record the cause of the problem when you know it, instead of classifying every drop-off as high prices.

  • Review one method or one piece of information when editing to understand its impact.

  • Ensure the customer can return to you with a clear order number if they need help.

Frequently asked questions about paying for abaya orders

Is online payment better than bank transfer for a small store?

Online payment is beneficial when you want to link payment to the order and reduce manual matching, even if the collection is small. Compare its fees with working time and customer experience, and you can keep bank transfer if there is a clear need for it.

Do I need Tabby and Tamara from day one?

Start with methods suitable for your order values and your customers' preferences. Review your business eligibility, fees, and terms of each provider before activation. Adding a buy-now-pay-later method is a business decision, and it alone does not guarantee an increase in orders.

Do I start tailoring the abaya as soon as the transfer receipt is sent?

Start after verifying receipt of the agreed deposit and adopting sizes and details. The sent receipt is not a substitute for matching the actual transfer, and payment does not address missing specifications.

Does online payment guarantee that the customer will complete the purchase?

It does not guarantee that. It helps organize payment, while the decision remains linked to the product, price, trust, size, shipping, and the clarity of the overall experience.

Choose an order from your store today, and follow it from choosing the abaya to payment confirmation. Every piece of information you request again, and every matching that can be organized, is an opportunity to make the purchase clearer for you and your customer.

Create your abaya store for free on Salla.

Mohammed Al-Anazi

Product Manager at Salla

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Turn what you read into real sales

Start your store on Salla today and put what you learn into practice, step by step.

Turn what you read into real sales

Start your store on Salla today and put what you learn into practice, step by step.

Turn what you read into real sales

Start your store on Salla today and put what you learn into practice, step by step.

In this article

In this article